Terms and Conditions

Terms of Use

Terms and Conditions of Use for www.skinrealm.shop operated by Global Payment King, registered in Rännaku pst 12 Nõmme linnaosa, Tallinn 10917 Harju maakond, Estonia, referred “We, Us, Our”.

These Terms and Conditions contain the conditions and rules of conduct for the use of the online platform www.skinrealm.shop and for all legal transactions and actions similar to legal transactions that are carried out between You and the Us.

1. Governing Law & Jurisdiction

These Terms, along with our contractual relationship, fall exclusively under the laws of Estonia. However, if you are a consumer residing outside of Estonia, your local consumer protection laws may apply if they provide greater protection.

2. Data Privacy & Security

We prioritize the security and privacy of our users. Our data collection and processing ensure a safe, efficient, and user-friendly experience.
For complete details on how we handle and protect your data, please review our Privacy Policy.

3. Acceptance of Terms

By accessing and using www.skinrealm.shop (“the Website”), you agree to comply with these Terms & Conditions.
Minimum Age Requirement: You must be at least 18 years old to use our services.
If you do not accept these terms, please refrain from using the Website.

4. Account Eligibility & Registration

Creating an account is free of charge but mandatory to access our services.
By registering, you confirm acceptance of these Terms and our cancellation policy.
We reserve the right to decline registration requests without explanation.
You must be at least 18 years old and have full legal capacity.
Multiple accounts per person? Not allowed! Creating accounts for others without consent is also strictly prohibited.
We may request identity verification for access to our services.
You are fully responsible for your account, including keeping login credentials secure.

5. Purchasing & Payment

To purchase skins, add items to your cart and complete checkout.
Payment details must be accurate and valid.
Unauthorized reproduction or distribution of Website content is strictly forbidden.
Transactions may be suspended or reversed if concerns arise regarding legality or identity verification.

6. Refund Policy

We care about customer satisfaction! That’s why we offer a 14-day refund policy, subject to the following conditions:

Refund Eligibility:

Request a refund within 14 days of receiving your service.
Provide a clear reason for dissatisfaction.
Include specific examples of why the service didn’t meet expectations.

Review & Approval Process:

We will examine your request to determine if the service met expected standards.
If approved, the refund will be processed via the original payment method.
Processing time depends on your payment provider’s policies.

Exceptions:

Certain services are non-refundable if completed as agreed.
We recommend open communication before requesting a refund so we can attempt to resolve issues through revisions.

7.Instant Delivery of Digital Goods

All purchases are delivered instantly upon successful payment verification.
The purchased item is automatically transferred to the buyer’s platform inventory and available for use immediately.
Delayed Delivery

In rare cases, where delivery is delayed, the maximum fulfillment period is 24 hours.
If an item is not delivered within this timeframe, a refund or replacement may be issued at our discretion.
Transaction Finality

Once an item has been successfully delivered, the transaction is considered final and non-refundable, except under the conditions stated in our Refund Policy.

8. Right to Withdraw – Cancellation Policy

Changed your mind? No problem! You have 14 days from the contract initiation date to cancel—no reason required.
To withdraw, send a clear written request to [email protected].

9. User Responsibilities & Content Ownership

You’re responsible for everything you post!
Any third-party claims due to your actions? You must indemnify us from all legal costs.
We will notify you of any claims and provide an opportunity for defense.
Using third-party apps? That’s at your own risk.
Granting third-party access to your account or conducting transactions on behalf of others is prohibited.

10. AML & KYC Policies

10.1. Compliance with International AML & KYC Standards

We are committed to adhering to global Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations, following the recommendations of the Financial Action Task Force (FATF) and the Bank Secrecy Act (BSA). These measures help us monitor transactions on our platform, ensuring compliance with legal requirements and preventing illicit activities.

10.2. Scope of AML & KYC Procedures

Unless otherwise stated in these Terms or communicated separately, AML and KYC verification procedures apply to all financial transactions, including but not limited to:

Deposits
Withdrawals
Transaction history
Digital asset trading and exchanges

10.3. Verification and Monitoring Procedures

To ensure compliance with AML and KYC regulations, we implement various verification processes, which may include:

Identity verification through official identification documents
Tax identification validation
Assessment of fund sources
Confirmation of residency
Scrutiny of transaction patterns and trading activities
Other necessary measures to detect and prevent illegal activities

10.4. Required Documentation

Users may be required to provide documentation, including but not limited to:

Full name and date of birth
Government-issued ID number
Tax Identification Number (TIN)
Residential address, including city, postal code, and country
A copy of a valid ID document
A selfie holding the ID document
Proof of payment or financial transactions (utility bill, bank statement, etc.)

All collected data is handled in accordance with our Privacy Policy.

10.5. Use of Collected Information

The information collected through AML and KYC procedures is used to:

Detect, investigate, and prevent fraudulent or illegal transactions
Fulfill legal and regulatory reporting obligations
Improve security measures and compliance processes
Ensure compliance with our platform’s Terms of Use

10.6. Updates to AML & KYC Policies

We reserve the right to modify or enhance AML and KYC procedures at our sole discretion, including the implementation of transaction limits or additional verification steps. Any such changes are made in alignment with international compliance standards and may occur without prior notice.

10.7. Enhanced Due Diligence (EDD)

In addition to standard AML and KYC verification, we may perform Enhanced Due Diligence (EDD) on certain users. This may involve:

Additional identity verification steps
A deeper review of financial transactions
Requests for further documentation regarding the source and ownership of funds

Failure to comply with EDD requests may lead to restrictions on account functionality.

10.8. Consequences of Non-Compliance

Users who fail to provide the required documents or information may experience limitations on platform access, including but not limited to:

Restrictions on deposits or withdrawals
Suspension of account activity
Removal of digital assets from the platform’s marketplace

10.9. Suspicious Activity and Account Actions

We reserve the right to suspend, block, or terminate any account or transaction without prior notice if:

A user appears on international sanctions lists (e.g., OFAC, EU Sanctions List)
A user refuses to provide requested verification documents
Suspicious or irregular transaction patterns are detected
The user is engaged in activities related to gambling, unauthorized money transfers, or other restricted services
Transactions significantly exceed standard market pricing thresholds
There are concerns about the legitimacy of the user’s funds

10.10. Disclaimer and Limitation of Liability

We shall not be held liable for any losses, including but not limited to lost revenue, business interruptions, or data loss, arising from account suspension, transaction restrictions, or asset removal due to:

Failure to comply with AML and KYC requirements
Engagement in suspicious or fraudulent activities
Any violations of our platform’s Terms and Conditions

Users are responsible for ensuring they provide accurate and complete information as requested under AML and KYC regulations.

11. Liability Restrictions

Our liability is limited within the bounds of applicable law.
We are not responsible for data loss if backups were not maintained.
We do not accept liability for unforeseeable damages or damages unrelated to our contractual obligations.
Our liability under the Product Liability Act remains unaffected.
We are not liable for losses, damages, or breaches caused by third-party applications.

12. Contract Termination

Either party may terminate the contract immediately for valid reasons, including but not limited to:
Violations of these Terms
Providing false or misleading information
Posting illegal or unauthorized content
Suspected misuse of login credentials or platform functions

13. Our Services

www.skinrealm.shop is a platform specializing in the trading of digital skins.
We are the sole vendor, and only registered users may purchase skins.
Creating an account is mandatory to access our services.

14. Platform Updates & Rights Transfer

We reserve the right to: Modify, improve, or discontinue certain platform features anytime.
Transfer our contractual rights to a third party with a four-week notice.
If such a transfer happens, you have the right to terminate your user agreement immediately.

15. Changes to These Terms

We may update or modify these Terms at any time.
Any changes take immediate effect unless stated otherwise.
Stay informed! Regularly review these Terms to remain up-to-date.